Through Synchrony Financial we offer 0% financing on approved credit. This is available for 18 months on BERNINA products over $1,000 and for 48 months on products over $3,000. The application process is simple . . . a one page document that you complete at the store, and we usually have an answer on applications within just a few minutes. This is an “equal monthly payment” plan and no interest is charged unless you don’t pay off your machine according to the terms of the agreement. You will automatically receive a BERNINA credit card that not related to your initial 0% interest purchase and is not a 0% card for subsequent purchases. It works like any other credit card and my be used at any authorized BERNINA dealer. We also accept BERNINA credit cards issued from other dealers. Apply for your BERNINA card today by clicking here.